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his type of life insurance provides protection for a specified period of time, typically from one to 30 years. It pays a death benefit only if you die during this term. A few of these policies can be renewed automatically at the end of the coverage period, and some can be converted to permanent
Whole life insurance policies provide long-term protection. Your premiums will be based on your age, so the younger you start your policy the better. You whole life insurance policy premiums will stay level with this policy type. Because the premiums stay level, the yearly premium cost is much more
On most of the whole and term life insurance policies, "riders" are available at an additional cost for specific types of coverage.A feature added to some term or whole life insurance policies providing for the waiver of a premium, and sometimes payment of monthly income if the policyholder becomes